Claims Resulting From Bodily Injuries
Eastern North Carolina is no different than other areas of our country. People are often injured through no fault of their own. Some are injured in a car wreck. Some are injured while working. They may suffer terrible injuries and are in constant pain. Their injuries may prohibit them from working or from enjoying their everyday activities. Some may have health insurance, Medicaid, Medicare, or some other type of financial assistance that will help them pay medical bills, while others cannot afford to pay a doctor to treat their injuries. Over the years, we have helped people throughout eastern North Carolina receive the medical care they need and recover the income they lost after being injured.
Insurance companies employ skilled and experienced persons to handle claims for bodily injuries. Our clients often feel overwhelmed and come to us for help. Our attorneys and staff regularly negotiate with insurance companies in an effort to resolve our clients’ claims without the need of litigation. We have litigated numerous claims and if we are unable to negotiate a fair resolution of our clients’ claims, we are prepared to present your claim to a judge or jury.
Negligence Claims: If you are injured due to someone else’s negligence, you would have a claim against the person(s) that caused your injuries to recover your medical expenses, lost income, and to recover all other damages caused by the person’s negligence. North Carolina abides by the “contributory negligence” doctrine. If it is determined that you were also negligent, even in the slightest, this legal doctrine will bar your claim and will prohibit you from collecting a penny. Whether you were injured in a car wreck, while on someone else’s property, or in some other manner, you will likely be contacted by an insurance adjuster who will ask you many questions about how the injuries happened. It is rare that an automobile insurance company or any other liability insurance company will pay one penny toward your medical treatment. The insurance company, if it agrees to compensate you for your injuries, will only provide monetary compensation in exchange for your releasing all claims that you may have against the person(s) that caused your injuries.
Before speaking to the insurance adjuster, you should first talk to a lawyer. Our law firm will consult with you free of charge. Our first goal is to assist you in getting the medical treatment you need.
Workers Compensation: If you are injured while performing your job, you may be entitled to have your medical bills paid and 2/3 of your lost wages reimbursed plus reimbursement of other out-of-pocket expenses. No one has to be at fault. Your employer and the insurance company that provides workers compensation coverage to your employer may or may not agree that you are entitled to the payment of medical care. If you are unable to work, your employer and the insurance company may agree that you are entitled to be reimbursed for your lost wages. However, your employer or the insurance company may determine that you are not entitled to receive any workers compensation insurance benefits.
If you are injured on the job, the first thing you should do is report the injury to your employer. The injuries you sustained may prohibit you from ever going back to the same job. Your injuries may be permanent and may impair your ability to work for the rest of your life. Even if your employer and its workers compensation insurance company accept your workers compensation claim and provide medical care and reimburse your wages, you should seek legal advice from a lawyer who regularly handles workers compensation claims. Our firm will not charge you a fee for talking to you about your work-related injury.